The cost of climate change is something Canadian homeowners cannot ignore. Weather is the primary factor in increasing home insurance rates. It’s hardly a new problem, but it needs to be addressed. For 2021 and beyond, the outlook for homeowners is less than encouraging as significant weather events become more frequent and damaging. Flooding remains […]
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Too many students end up graduating from school without knowing how to properly budget and manage their finances. Unfortunately, these are topics that aren’t often taught in the classroom, so these important habits need to be learned through experience. But if you take the time to learn and fully prepare yourself for your financial future, […]
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If you are working for a healthcare organization, carrying out an audit of your medical claims can save you thousands or even millions of pounds. Overpayments can happen for a number of reasons, an error in the configuration of the claim, case rate errors, or improper coding can lead to incorrect claims being paid. In […]
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One of the most important considerations when taking out car insurance coverage is how to get the best car insurance rates. In fact, some clients would go as far as saying car insurance rates are just as important as the coverage benefits a particular car insurance deal offers, which makes sense because nobody can benefit […]
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A mortgage can provide you and your family with a home and an investment in your future. While it gives you the means to pay for your home, it won’t provide everything for you. One question you may want to ask yourself: If I pass away and still owe money on my mortgage, what happens? […]
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This year, an estimated two-thirds of landlords plan to acquire a new property for their buy to let portfolios by using a limited liability company, according to a report in Landlord Today. The article cites surveys suggesting that 65% of landlords with portfolios of 11 or more buy to let properties intend to make their […]
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In 1974, ERISA, which stands for Employee Retirement Income Security Act, became the law to protect Employees from some unscrupulous practices from employers with regard to pension and welfare plans. This Act was passed in response to indiscretions in the administration of certain large pension plans, in particular the Teamsters Pension Fund which had some […]
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Payday loans are popular around those who require instant money. They provide cash fast, direct to your bank account. Their assessment criteria are not as stringent as a high street bank, or traditional lenders would be. With 5.4 million payday loans taking out in 2018, it is easy to see why they are becoming a […]
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Lagging on credit card bills and taxes is just digging a deeper hole for yourself. Only buy things you need instead of anything you want. You will soon see you have the money to pay your bills and don’t need to worry about it. Get help if you need it. Why not look here to see what […]
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On average, it costs UK car owners £388 to drive their own car, according to Motoring Research. Lucky for you, looking for cheap insurance options can be a pretty easy way to cut this cost, and leveraging the usage-based insurance discounts might help. For long, insurance agencies have been using factors like age, sex, location […]
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