In 1974, ERISA, which stands for Employee Retirement Income Security Act, became the law to protect Employees from some unscrupulous practices from employers with regard to pension and welfare plans. This Act was passed in response to indiscretions in the administration of certain large pension plans, in particular the Teamsters Pension Fund which had some […]
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Payday loans are popular around those who require instant money. They provide cash fast, direct to your bank account. Their assessment criteria are not as stringent as a high street bank, or traditional lenders would be. With 5.4 million payday loans taking out in 2018, it is easy to see why they are becoming a […]
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Lagging on credit card bills and taxes is just digging a deeper hole for yourself. Only buy things you need instead of anything you want. You will soon see you have the money to pay your bills and don’t need to worry about it. Get help if you need it. Why not look here to see what […]
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On average, it costs UK car owners £388 to drive their own car, according to Motoring Research. Lucky for you, looking for cheap insurance options can be a pretty easy way to cut this cost, and leveraging the usage-based insurance discounts might help. For long, insurance agencies have been using factors like age, sex, location […]
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The cryptocurrency field is growing very quickly primarily because it is very secure and reliable. Bitcoin has now gained significant popularity today and many people are interested in making huge investments in the field. Although other coins like Ethereum and Litecoins are gaining on Bitcoin, we can say that it is still the leader of […]
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A key skill in life you need to learn is how to be more financially responsible. Money affects everything that you do, and a lack of funds can take a toll on your peace of mind. When your bank account is on a downward spiral, you may be more prone to arguing with loved ones […]
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Fees are a big pain no matter what category they are in. There are credit card fees. There are shipping fees. There are handling fees. There are money conversion fees. All of these fees add up over the course of your lifetime and turn into a big chunk of your budget. That’s why no matter […]
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Accidents on the road are a common occurrence, especially during the holiday season. The crash can be something as small as a fender bender or getting t-boned. After a collision occurs, here are the steps to follow after an accident. Exchange Insurance Information Exchanging insurance information is an important thing to do after a car […]
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Those of us whose parents are still alive well into our adult lives are really lucky in so many different ways. It goes way beyond just having that solid support structure to draw on, with some lessons in business and finances to learn as well. In my specific case, my father decided to take an […]
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It’s no secret that the vast majority of new cars begin haemorrhaging value the moment they leave the forecourt. In fact, three years is all it takes for the average new car to lose up to 60% of its value. Depreciation is all part and parcel of vehicle ownership, but has a habit of being […]
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