The insurance industry is so interlinked with the legal industry that it in a sense boggles the mind a bit as to why there aren’t more consumers approaching their insurance policies with more seriousness. It’s always worth a closer look at your insurance policy, ideally with the help of your own attorney.
I suppose this also brings into focus the need for what is in a sense a permanent fixture by way of a legal professional who handles your legal matters, such as a family lawyer whom you’re in touch with regularly. This would be a close but professional relationship much like how you likely have a family GP as a medical professional who is up-to-date with all your ongoing health matters.
There’s really no reason why the same approach can’t be taken as far as your legal affairs go, which I guess perhaps brings into question the issue of the costs associated thereof. This is where legal insurance comes into play in that there are legal coverage plans offered by financial services providers to whom you can pay a monthly premium to enjoy ongoing coverage for any and all legal matters.
The finest details will naturally need to be ironed out with regards to issues such as whether or not regular, “legal health-check” type consultations don’t compromise the value of any future representations you’d be entitled to for more serious legal issues you’d have to deal with, outside of those regular consultations. So in essence, you need to make sure something like walking into the offices of the designated legal professionals assigned to your legal insurance policy to perhaps have them look over an insurance policy you want to take out is something which won’t compromise the strength of the representation you might require later on in the event of something like being accused of a serious crime. You want to have “coverage” left over for the more serious cases.
Insurance policies which offer coverage in any area of one’s financial life are indeed legal documents dealing in some serious legal matters, so it’s important to have your own legal opinion from the point of view of your own legal representation. Insurers are in most cases at liberty to alter the terms in order to be more accommodating to their prospective and existing premiums-paying clients, so it’s worth at least a professional look.
The importance thereof goes way beyond potentially saving on costs which exist in the form of insurance premiums however. It’s more about making sure you’re standing on solid legal ground so that you get what’s due to you should a triggering event emerge, otherwise it also helps to have the likes of legal professionals Groth & Associates in your corner and on stand-by to handle any emerging legal issues which may ensue surrounding your claims. Since this legal firm offers free consultations, beyond dealing with your insurance claims, you’ll know almost immediately if you have a strong case for something like getting compensated for the likes of personal injury suffered outside of the scope of your insurance policy.
Author: Oliver Curtis
Hi there. I’m Oliver. I’m just a young boy from the outskirts of… Okay, that’s a lie, I’m not a young boy anymore, although I certainly feel that way at heart.